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Encompassing Faith through Financial Planning

Jason W. Ceyanes, Sr., Ph.D., CFP® • Apr 19, 2024

Financial planning is a journey that goes beyond just budgeting and saving; it is a path that is deeply intertwined with our beliefs and values. In the realm of financial planning, the integration of faith can be a transformative and empowering force that enriches our journey towards financial well-being. Encompassing faith through financial planning involves aligning our beliefs, values, and aspirations with our financial goals, creating a holistic approach that transcends mere numbers and spreadsheets. By infusing our financial decisions with faith-based principles, we can cultivate a sense of purpose, direction, and spiritual fulfillment in our quest for financial stability.


Encompassing faith through financial planning is about acknowledging the role of divine guidance in our financial decisions. It is about recognizing that our beliefs shape our attitudes towards money and wealth, and that by aligning our actions with our faith, we can create a financial plan that reflects our values and aspirations. By integrating our faith into our financial planning, we can cultivate a sense of purpose and direction that transcends mere monetary goals.


Encompassing faith through financial planning is about embracing the idea that our financial journey is part of a larger spiritual path. By viewing financial decisions as opportunities to express our faith through generosity, stewardship, and ethical investing, we can create a legacy that reflects our commitment to living a purpose-driven life.



Encompassing faith through financial planning also involves seeking wisdom and guidance from our spiritual beliefs. Whether through prayer, meditation, or seeking counsel from religious leaders, incorporating faith into our financial decisions can provide us with clarity, peace of mind, and a sense of divine guidance in navigating the complexities of managing money. It is a journey of trust, surrender, and abundance, where we recognize that our financial well-being is interconnected with our spiritual growth and purpose in life.


Let us embark on this journey of financial empowerment with faith as our guiding light, knowing that by aligning our financial goals with our spiritual beliefs, we can achieve a sense of fulfillment that transcends material wealth.

Understanding Sequence of Returns Risk

By Derek J. Sensenig, MBA, Ph.D., CFP®, RICP® • 01 May, 2024
When planning for retirement, one crucial factor often overlooked is the sequence of returns risk. This term refers to the variability and uncertainty of the order in which investment returns occur and is particularly impactful during the withdrawal phase in retirement. Unlike average returns that blend gains and losses over the years into a smooth figure, sequence of returns emphasizes the timing of these returns, especially when you start withdrawing money from your retirement savings.

How Do I Know If I Can Afford to Retire?

By Scott Hansen, FSCP® • 25 Aug, 2023
Retirement is a major life change, and it's important to be prepared for it. There are a number of factors to consider when transitioning into retirement, including your financial situation, your health, your lifestyle, your social connections, and your emotional well-being. It is important to work with an independent financial professional who can help you get organized, discuss your needs and assess your financial readiness to move into retirement.

TIME VALUE OF MONEY

By Jason W. Ceyanes, Sr., Ph.D., CFP® • 20 Jun, 2023
The time value of money is a fundamental concept in finance that refers to the idea that money today is worth more than the same amount of money in the future. This is because money today can be invested and earn interest, while money in the future is subject to inflation and loses value over time. When it comes to long-term savings, understanding the time value of money is crucial. Here are five points to keep in mind:
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