Encompassing Faith, Family, Fitness, and Fun through Financial Planning

Encompassing Faith, Family, Fitness, and Fun through Financial Planning

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PLAN FOR THE FUTURE

AND LIVE YOUR LIFE NOW

PROFESSIONAL WEALTH MANAGEMENT SERVICES IN
KATY, TEXAS

Encompass Advisory Services (EAS) provides holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning for individuals, businesses, pensions, trusts,  estates, charitable organizations, and profit-sharing plans.

EAS realizes that clients’ needs vary and require the knowledge of a team with various expertise. We begin with an initial meeting to get to know you and truly understand your investment goals. We always begin with the foundation in mind which revolves around the protection of principal. During this process we will uncover a variety of options and tailor a plan for you.

Did you know that 78% of Mountain Climbing and hiking accidents occur on the way down? The same can be said for retirement. People make the most mistakes during the time that they are retired and using their retirement funds. We want to make sure that you are prepared at every stage of life to handle retirement.

As a fiduciary and completely independent Registered Investment Advisory (RIA) firm, Encompass Advisory Services (EAS) accomplishes this by providing holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning. Our investment options are broad, not limited to a specific product, and cover the spectrum from CDs and Money Market accounts to individual stocks, mutual funds, and exchange traded funds.

As our client you can expect regularly scheduled meetings to discuss your financial plan that ensure we help you navigate the changes in life. This is how we establish the personal touch that lasts a lifetime.

PLAN FOR THE FUTURE

AND LIVE YOUR LIFE NOW

PROFESSIONAL WEALTH MANAGEMENT SERVICES IN KATY, TEXAS

Encompass Advisory Services (EAS) provides holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning for individuals, businesses, pensions, trusts,  estates, charitable organizations, and profit-sharing plans.

EAS realizes that clients’ needs vary and require the knowledge of a team with various expertise. We begin with an initial meeting to get to know you and truly understand your investment goals. We always begin with the foundation in mind which revolves around the protection of principal. During this process we will uncover a variety of options and tailor a plan for you.

Did you know that 78% of Mountain Climbing and hiking accidents occur on the way down? The same can be said for retirement. People make the most mistakes during the time that they are retired and using their retirement funds. We want to make sure that you are prepared at every stage of life to handle retirement.

As a fiduciary and completely independent Registered Investment Advisory (RIA) firm, Encompass Advisory Services (EAS) accomplishes this by providing holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning. Our investment options are broad, not limited to a specific product, and cover the spectrum from CDs and Money Market accounts to individual stocks, mutual funds, and exchange traded funds.

As our client you can expect regularly scheduled meetings to discuss your financial plan that ensure we help you navigate the changes in life. This is how we establish the personal touch that lasts a lifetime.

PLAN FOR THE FUTURE

AND LIVE YOUR LIFE NOW

PROFESSIONAL WEALTH MANAGEMENT SERVICES IN
KATY, TEXAS

Encompass Advisory Services (EAS) provides holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning for individuals, businesses, pensions, trusts, estates, charitable organizations, and profit-sharing plans.

EAS realizes that clients’ needs vary and require the knowledge of a team with various expertise. We begin with an initial meeting to get to know you and truly understand your investment goals. We always begin with the foundation in mind which revolves around the protection of principal. During this process we will uncover a variety of options and tailor a plan for you.

Did you know that 78% of Mountain Climbing and hiking accidents occur on the way down? The same can be said for retirement. People make the most mistakes during the time that they are retired and using their retirement funds. We want to make sure that you are prepared at every stage of life to handle retirement.

As a fiduciary and completely independent Registered Investment Advisory (RIA) firm, Encompass Advisory Services (EAS) accomplishes this by providing holistic financial planning which includes the integration of tax planning, estate planning, investment planning, and retirement planning. Our investment options are broad, not limited to a specific product, and cover the spectrum from CDs and Money Market accounts to individual stocks, mutual funds, and exchange traded funds.

As our client you can expect regularly scheduled meetings to discuss your financial plan that ensure we help you navigate the changes in life. This is how we establish the personal touch that lasts a lifetime.

Your Financial Future Deserves the Personal Touch

When it comes to your financial future, there's no room for error. That's why it's important to seek wise counsel from certified professionals, and with EAS, your finances are in the hands of people that take the time to understand you as an individual. Our team of experts has 45 combined years of experience navigating the complex world of financial planning with the integration of tax planning, estate planning, and investment planning. We are committed to helping you achieve your financial dreams. When you choose EAS, you can rest easy knowing that you are getting the personal touch that you deserve from experienced professionals that are committed to exceeding the fiduciary standard and remaining fully independent. 

FIDUCIARY

We understand that each decision we make on behalf of our clients impacts their future in significant ways. We maintain the highest standards of integrity, trust, and accountability in all our interactions.


FINANCIAL PLANNING PROFESSIONALS

We specialize in providing financial guidance tailored to your unique situation. You will receive reliable expertise that will enable you to build a solid foundation for success.

FEE BASED

As fee-based advisors, our clients can trust that our advice will always be based on what’s best for your individual financial situation and not on our financial gain.

Your Financial Future Deserves the Personal Touch

When it comes to your financial future, there's no room for error. That's why it's important to seek wise counsel from certified professionals, and with EAS, your finances are in the hands of people that take the time to understand you as an individual. Our team of experts has 45 combined years of experience navigating the complex world of financial planning with the integration of tax planning, estate planning, investment planning. We are committed to helping you achieve your financial dreams. When you choose EAS, you can rest easy knowing that you are getting the personal touch that you deserve from experienced professionals that are committed to exceeding the fiduciary standard and remaining fully independent. 

FIDUCIARY

We understand that each decision we make on behalf of our clients impacts their future in significant ways. We maintain the highest standards of integrity, trust, and accountability in all our interactions.


FINANCIAL PLANNING PROFESSIONALS

We specialize in providing financial guidance tailored to your unique situation. You will receive reliable expertise that will enable you to build a solid foundation for success.

FEE BASED

As fee-based advisors, our clients can trust that our advice will always be based on what’s best for your individual financial situation and not on our financial gain.

Your Financial Future Deserves the Personal Touch

When it comes to your financial future, there's no room for error. That's why it's important to seek wise counsel from certified professionals, and with EAS, your finances are in the hands of people that take the time to understand you as an individual. Our team of experts has 45 combined years of experience navigating the complex world of financial planning with the integration of tax planning, estate planning, and investment planning. We are committed to helping you achieve your financial dreams. When you choose EAS, you can rest easy knowing that you are getting the personal touch that you deserve from experienced professionals that are committed to exceeding the fiduciary standard and remaining fully independent. 

FIDUCIARY

We understand that each decision we make on behalf of our clients impacts their future in significant ways. We maintain the highest standards of integrity, trust, and accountability in all our interactions.

FINANCIAL PLANNING PROFESSIONALS

We specialize in providing financial guidance tailored to your unique situation. You will receive reliable expertise that will enable you to build a solid foundation for success.

FEE BASED

As fee-based advisors, our clients can trust that our advice will always be based on what’s best for your individual financial situation and not on our financial gain.

Invest with Confidence:
Our Expertise, Your Success.

Invest with Confidence: Our Expertise, Your Success.

Our Mission, Vision, and Core Values

At Encompass Advisory Services, we believe in weaving together the pillars of faith, family, fitness and fun with comprehensive financial planning. Our mission is to empower individuals to achieve holistic well-being and lasting financial security.

Our Mission Statement

Encompassing Faith, Family, Fitness, and Fun through Financial Planning.

Our Vision

To build trusting fiduciary relationships through biblical principles while creating a healthy work life balance.

Our Core Values

Embracing Faith – Financial planning allows us to fully experience our faith by financially supporting our churches, communities, and charities while growing as individuals and giving to others.

Strengthening Families – Financial planning allows us to maximize our family experiences by meeting our current financial obligations, generating wealth, preparing our children for the future, and growing old together in retirement.

Focusing on Fitness – Financial planning allows us to live longer healthier lives by eating more nutritious foods, staying more active, purchasing nutritional products, and providing for medical necessities that prolong life.

Having Fun – Financial planning allows us to have fun both now and in the future by providing the time and money to enjoy our hobbies such as travel, sporting events, eating out, and spending time with family and friends.

Acting as a Fiduciary – Fiduciary financial planning allows us to always place our clients’ needs above the needs of ourselves and our firm by making recommendations and decisions that are in the best interests of our clients.

Guiding Biblical Scripture

Trust in the Lord with all of your heart and lean not on your own understanding. In all your ways acknowledge Him, and He shall direct your path. – Provers 3:5-6.

Through personalized strategies and unwavering dedication, we strive to guide our clients towards a future where their financial goals align seamlessly with their deepest values. Together, we journey towards a life enriched by faith, strengthened by family bonds, and nurtured by physical vitality.

Our Services 

At Encompass Advisory Services (EAS), we offer all-encompassing financial planning and investment management solutions for an array of clients, such as individuals, businesses, pensions, trusts and estates, charitable organizations, and profit sharing plans.

We understand that every client has unique needs that demand the expertise of a team with diverse skills. Our first step is to meet with you and gain a comprehensive understanding of your investment goals. Ensuring your principal is protected is our top priority at all times. As we progress, we explore a variety of options and customize a plan that fits your specific requirements. Trust us to help guide you to financial success.

LATEST NEWS AND ANNOUNCEMENTS 

Understanding Sequence of Returns Risk

By Derek J. Sensenig, MBA, Ph.D., CFP®, RICP® • May 1, 2024
When planning for retirement, one crucial factor often overlooked is the sequence of returns risk. This term refers to the variability and uncertainty of the order in which investment returns occur and is particularly impactful during the withdrawal phase in retirement. Unlike average returns that blend gains and losses over the years into a smooth figure, sequence of returns emphasizes the timing of these returns, especially when you start withdrawing money from your retirement savings.
a cross, the bible and some money showing faith with financial health

Encompassing Faith through Financial Planning

By Jason W. Ceyanes, Sr., Ph.D., CFP® • April 19, 2024
By integrating our faith into our financial planning, we can cultivate a sense of purpose and direction that transcends mere monetary goals.

How Do I Know If I Can Afford to Retire?

By Scott Hansen, FSCP® • August 25, 2023
Retirement is a major life change, and it's important to be prepared for it. There are a number of factors to consider when transitioning into retirement, including your financial situation, your health, your lifestyle, your social connections, and your emotional well-being. It is important to work with an independent financial professional who can help you get organized, discuss your needs and assess your financial readiness to move into retirement.

TIME VALUE OF MONEY

By Jason W. Ceyanes, Sr., Ph.D., CFP® • June 20, 2023
The time value of money is a fundamental concept in finance that refers to the idea that money today is worth more than the same amount of money in the future. This is because money today can be invested and earn interest, while money in the future is subject to inflation and loses value over time. When it comes to long-term savings, understanding the time value of money is crucial. Here are five points to keep in mind:
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