Retirement Guide

Encompassing Faith Family and Fitness Through Financial Planning 

Encompassing Faith Family and Fitness Through Financial Planning 

Your Future, Our Focus: Personalized Solutions

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Independent Registered Investment Advisory Firm

  • We prioritize your needs and objectives
  • We offer tailored strategies and personalized advice that align with your unique financial goals
  • Use a proven retirement planning process
  • We leverage industry leading technology

Fiduciary

  • As fiduciaries, we are legally obligated to act in your best interests
  • A fiduciary refers to a professional that is required by law to act in their clients’ best interest
  • We put your needs ahead of our own, ensuring transparency and integrity in all our recommendations

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OUR TEAM

Professional Backgrounds Personal Backstories

Jason W. Ceyanes Sr., Ph.D., CFP®

President/CEO & Investment Advisor

Derek J. Sensenig, MBA, Ph.D., CFP®

Sr. Vice President of Financial Planning & Investment Advisor

Scott Hansen, FSCP®

Vice President of Financial Planning & Investment Advisor

Didya Bianchi

Client Relations Investment Advisor & International Account Manager

Jason W. Ceyanes Sr., Ph.D., CFP®

President/CEO & Investment Advisor

Derek J. Sensenig, MBA, Ph.D., CFP®

Sr. Vice President of Financial Planning & Investment Advisor

Scott Hansen, FSCP®

Vice President of Financial Planning & Investment Advisor

Didya Bianchi

Client Relations Investment Advisor & International Account Manager

Invest with Confidence:
Our Expertise, Your Success.

OUR SERVICES 

OUR PROCESS 

Course : the act or action of moving in a path from one point to another point

  • An efficient process executed by professionals with over 30 years of combined experience.
  • A fully digital experience - No More time spent traveling or the need to book appointments months in advance. 
  • A fully written holistic plan that considers your unique situation with every nuance of the lifestyle that you seek.

First

We Identify Your Starting Point

Complimentary

  • We will discuss your top priorities and the purpose of you reaching out
  • We will introduce the firm
  • We will review a sample financial plan and the portfolio analysis

Second

We Work To Identify Your Destination

Complimentary

  • We will help get you organized 
  • We will learn about your current financial position
  • We will set expectations (Happiness = Reality – Expectations)

Third

We Chart Your Course, Layout The Steps To Reach Your Destination

Complimentary

  •  We will review your initial Financial Plan
  • We will review your investment portfolio analysis
  • We will provide you with a professional recommendation
  • We will review fees and expenses of our recommendation

Ongoing

Ongoing Adjustments To Keep You On Your Intended Course

  • We will implement your plan 
  • We will open the appropriate accounts
  • We will set expectations for reviews to maintain your course or adjust the course as needed

Invest with Confidence: Our Expertise, Your Success.

What’s The Best Way To Create Retirement Income? 

Take your complimentary Retirement Income Style Awareness questionnaire.

What is the Retirement Income Style Awareness questionnaire? RISA® is an easy-to-use framework to help you transition into retirement. There are many credible retirement income strategies. The RISA® helps you find the one that best resonates with you.

Once you complete the questionnaire you will receive a copy of your report and an opportunity to schedule a consultation to review your style.

Click Here to Get Started

LATEST NEWS AND ANNOUNCEMENTS 

Understanding Sequence of Returns Risk

By Derek J. Sensenig, MBA, Ph.D., CFP®, RICP® • May 1, 2024
When planning for retirement, one crucial factor often overlooked is the sequence of returns risk. This term refers to the variability and uncertainty of the order in which investment returns occur and is particularly impactful during the withdrawal phase in retirement. Unlike average returns that blend gains and losses over the years into a smooth figure, sequence of returns emphasizes the timing of these returns, especially when you start withdrawing money from your retirement savings.
a cross, the bible and some money showing faith with financial health

Encompassing Faith through Financial Planning

By Jason W. Ceyanes, Sr., Ph.D., CFP® • April 19, 2024
By integrating our faith into our financial planning, we can cultivate a sense of purpose and direction that transcends mere monetary goals.

How Do I Know If I Can Afford to Retire?

By Scott Hansen, FSCP® • August 25, 2023
Retirement is a major life change, and it's important to be prepared for it. There are a number of factors to consider when transitioning into retirement, including your financial situation, your health, your lifestyle, your social connections, and your emotional well-being. It is important to work with an independent financial professional who can help you get organized, discuss your needs and assess your financial readiness to move into retirement.

TIME VALUE OF MONEY

By Jason W. Ceyanes, Sr., Ph.D., CFP® • June 20, 2023
The time value of money is a fundamental concept in finance that refers to the idea that money today is worth more than the same amount of money in the future. This is because money today can be invested and earn interest, while money in the future is subject to inflation and loses value over time. When it comes to long-term savings, understanding the time value of money is crucial. Here are five points to keep in mind:
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